Bailiffs, also known as enforcement agents, can only take control of certain items under strict legal conditions. Not everything in your home is up for grabs. Knowing the difference between controlled and exempt goods is vital to protecting your property.
Controlled Goods
Bailiffs may take the following, provided they are owned by the debtor:
- Televisions and audio equipment
- Luxury items (e.g. jewellery, designer clothes)
- Spare vehicles or non-essential cars
- Computers, gaming consoles
- Non-essential furniture
Exempt Goods
The law protects certain essential items from removal:
- Clothing and bedding
- Fridges, freezers, cookers, microwaves
- Children’s toys
- Work tools and equipment worth under £1,350
- Mobility aids and medical equipment
Ownership Matters
Bailiffs may only take goods that belong to the debtor. Items owned by:
- Spouse or partner
- Landlord
- Other household members
are not allowed to be taken. Always keep receipts and proof of ownership to prevent wrongful removal.
Goods on Finance
Goods under hire purchase or conditional sale agreements usually cannot be taken, as legal ownership remains with the finance company until paid in full.
Check the Inventory
If bailiffs list your goods on a Controlled Goods Agreement, check it carefully. Do not sign if exempt or third-party items are included. Dispute the list in writing immediately.
Remedies
- Make a third-party claim under CPR Part 85
- Apply for an injunction if unlawful removal is imminent
- File a complaint with the creditor or court
Need Help Now?
If you're worried bailiffs may take your property, get advice now. We can help you protect your rights and stop unlawful enforcement.
Speak to a Bailiff Law Specialist